PRACTICAL LEGAL SOLUTIONS FOR RETIREMENT & WELFARE PLAN NEEDS

Whether you're an employer or an employee, the complex system of employee benefits law is not something you should face alone. It's important to have a trusted advisor guiding you with deep experience and the expertise to ensure you make the best decision for yourself, your business and your family.

Renaud PLLC is a legal advisory firm focusing on executive compensation, retirement and welfare benefit plan needs. Founded by Brigette Renaud, an experienced employee benefits attorney and consultant with over 15 years of experience, Renaud PLLC has a wealth of experience and knowledge to advise clients on virtually all aspects of employee benefits.

Our clients range from corporate entities, including tax-exempt organizations solving complex benefit issues to executives negotiating severance agreements, individuals addressing the impact of divorce upon pensions and funds attracting pension investors. Each of our clients can be sure that no matter how big or small the issue, Renaud PLLC is dedicated to providing the best solution tailored to the specific situation. If you are interested in hearing more about our firm and its offerings please feel free to give us a call at 646.705.0043 or email us at This email address is being protected from spambots. You need JavaScript enabled to view it..

FOCUS AREAS:

Retirement Plans

  • Tax-Qualified Plans under Sections 401(a), 401(k) and 403(b) of the Internal Revenue Code, including Individual and prototype plans
  • Plan drafting, amendments, forms and communications
  • Due diligence and advisement in mergers and acquisitions
  • Required Plan and Investment disclosure regulations under Sections 404(a) and 408(b)(2) of ERISA
  • Self-corrections under the IRS Employee Plans Compliance Resolution System (EPCRS)
  • Department of Labor Voluntary Fiduciary Correction Program (VFCP) for benefit plans
  • Form 5500 Filings and IRS Delinquent Filer Voluntary Compliance (DFVC) Program for late Forms 5500 for benefit plans.
  • IRS Form 5330, Return for Excise Taxes related to employee benefit plans.
  • Controlled Group and Affiliated Service Group Analyses and ratio percentage testing under Code Sections 414 (b), (c) and (m)
  • Multiple Employer Plans (MEP), including MEPs lead by Professional Employer Organizations(PEOs)
  • ERISA Benefit Claims and Procedures
  • Impact of Divorce upon retirement benefits, including preparation of QDROs and QDRO Procedures
  • IRAs and Keogh Plans
  • Contract drafting and advisement for recordkeeping agreement, subagreements and administrative services agreements for benefit plan recordkeepers

Plan Investing

  • Review of partnership and subscription of documents for pension plans
  • Trust and custodial documentation
  • Avoiding prohibited transactions in investment matters
  • Hedge Fund documents for benefit plan investors.

Health & Welfare Benefit Plans

  • Plan drafting, amendments, forms and communications
  • Filing IRS Forms 1094-C and 1095-C
  • Medical plans, retiree health plans and cafeteria plans under Section 125 of the Internal Revenue Code
  • Advising on compliance with┬áPatient Protection and Affordable Care Act (ACA) to benefit plans
  • HIPPA Compliance
  • COBRA continuation coverage

Severance Plans, Equity Plans and Executive agreements

  • Drafting amendments, forms and communications
  • Designing and drafting profits-interests, restricted stock, phantom stock, and stock option plans
  • Compliance with Section 409A of the Internal Revenue Code
  • Golden Parachute payments under Sections 280G and 4999 of the Internal Revenue Code
  • Deferred compensation arrangements and Section 457 plans for tax-exempt/governmental organizations
  • Stock Option Plans-Both Statutory & Non Statutory

Corporate and Fiduciary

  • Fiduciary Counsel, ERISA and general
  • Corporate Governance for Small and Non-profit Corporations
  • Advisement on and preparations of Investment Policy Statements (IPS)
  • Preparation and advisement regarding employee handbooks